NRW.BANK, the development bank for North Rhine-Westphalia, is hiring a Credit Analyst for SMEs and infrastructure in Münster. You will analyse financing projects from company expansions and working capital to large infrastructure projects, write risk-oriented credit recommendations and monitor the existing portfolio, with flexible hours and home office.
About the Department
Area: Credit management for SMEs and infrastructure
Role: Market back office supporting financing projects across NRW
Projects: Expansions, working capital financing and large infrastructure projects
Industries: A wide variety of sectors
Benefits & Career Opportunity
Flexibility: Flexible working hours, home office or office
Mobility: Deutschlandticket and job bike leasing
Pension: Employer-funded pension scheme
Extras: Health management, family orientation and an excellent company restaurant
Position Overview
As Credit Analyst, you independently analyse diverse, sometimes complex financing projects in SMEs and infrastructure. You write focused economic analyses and risk-oriented credit recommendations, especially for new engagements where you are involved early, and review company documents such as consolidated and single financial statements and planning calculations. In the existing portfolio you handle full monitoring, annual credit reviews and, where needed, intensive support, work closely with the market divisions as equals and take part in projects and special topics.
Why This Role Matters: Development banking connects finance with regional impact. You get highly individual financing cases, early involvement in new business and room to improve both analysis and processes. NRW.BANK also advertises a strong employee culture, with a kununu Top Company award for 2026.
Key Responsibilities
Analysis & Recommendations
- Analyse diverse financing projects in SMEs and infrastructure independently
- Write economic analyses and risk-oriented credit recommendations, especially for new engagements
Document Review
- Review financial statements, consolidated accounts and planning calculations
Portfolio & Collaboration
- Handle complete monitoring, annual credit reviews and intensive support where needed
- Work closely with market divisions
- Take part in projects and special topics
Qualifications & Requirements
Education
- Degree in (banking) business administration, or banking apprenticeship with Bankfachwirt training, or comparable
Experience & Skills
- Several years of experience in credit analysis
- Strong analytical skills, sound judgement, quality and risk awareness
Personal
- Clear and respectful communication and a confident manner
- Team spirit, initiative and will to move things forward
- Flexibility and joy in developing processes and collaboration
About NRW.BANK
NRW.BANK is the development bank of North Rhine-Westphalia and says it is one of the banks with the most satisfied employees, awarded Top Company by kununu for 2026. As a signatory of the Diversity Charter it actively supports equal opportunities, encourages applications from women and supports people with disabilities.
How to Apply: Apply through the NRW.BANK careers page. The posting lists no direct contact or salary.
Who Should Apply?
- Credit Analysts: With SME or project financing experience
- Bankfachwirte: Ready for a development bank role
- Risk Analysts: Seeking credit monitoring work
- Banking Professionals: Wanting home office flexibility
- Münster Region Bankers: Looking for a top-rated employer
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