Fincure is building transaction-backed working capital infrastructure for UAE SMEs. We are looking for a strong Full-Stack Platform Developer to help us improve our existing fintech platform, strengthen our loan and facility management system, and build our credit engine and risk engine. This is not a basic website role — it’s a hands-on builder position with high ownership and direct exposure to the Founder and business team.
About Fincure — UAE Fintech for SME Working Capital
Mission: Transaction-backed working capital infrastructure for UAE small and medium enterprises
Core Product: Lending, supplier payments, and receivables financing platform
Technology Edge: AI-powered document extraction, OCR, and automated credit scoring
Market Focus: UAE SME lending, trade finance, and fintech infrastructure
Team Structure: Lean, fast-moving startup with direct founder access
Growth Opportunity & Technical Ownership
Strategic Location: Dubai — a leading fintech and startup hub in the GCC region
High Impact Role: Direct ownership over lending platform, credit engine, and risk automation
Innovation Focus: Build AI-based document parsing from invoices, bank statements, GRNs and trade documents
Career Growth: Rare opportunity to shape fintech infrastructure from the ground up in a fast-scaling startup
Position Overview
This Full-Stack Platform Developer role involves strengthening Fincure’s fintech platform end to end — from client onboarding and KYB/KYC modules to loan and facility management, repayment tracking, and internal portfolio dashboards. You will also build AI-driven document extraction pipelines for invoices, bank statements, GRNs and trade documents, develop credit scoring and risk automation logic, and integrate with e-signature, direct debit, accounting, payment and banking APIs to power a modern SME lending ecosystem.
Why This Role Matters: As Full-Stack Platform Developer at Fincure, you build the core lending infrastructure powering UAE SME working capital, own the credit engine and risk automation from architecture to deployment, work directly with AI/LLM-based document extraction and OCR pipelines, integrate real fintech APIs including e-signature, direct debit, accounting and banking tools, and gain direct exposure to the Founder in a high-ownership startup environment.
Key Responsibilities
Client Onboarding & Compliance Modules
- Build and improve client onboarding workflows for SME borrowers
- Develop KYB/KYC verification flows and document upload modules
- Ensure compliance-ready onboarding across the lending platform
- Maintain smooth, secure data capture for regulatory requirements
Lending & Facility Management
- Strengthen the loan and facility management system architecture
- Build supplier payment and receivables financing modules
- Develop repayment schedules and automated collection tracking
- Design internal admin and portfolio dashboards for real-time visibility
AI Automation & Document Intelligence
- Build AI-based document extraction from invoices, bank statements, GRNs and trade documents
- Implement OCR and LLM-based document parsing workflows
- Automate bank statement analysis for faster credit decisions
- Continuously improve extraction accuracy across document types
Credit Scoring & Risk Automation
- Design and build the core credit scoring engine
- Develop risk automation logic based on transaction and financial data
- Support data-driven underwriting decisions with reliable scoring models
- Iterate on risk engine performance as portfolio data grows
API Integrations & Platform Architecture
- Integrate with e-signature, direct debit, accounting, payment and banking APIs
- Own backend and database architecture decisions across the platform
- Build scalable dashboards, workflow systems, and internal tools
- Work independently to prioritize and ship in a fast-moving startup environment
Qualifications & Requirements
Technical Requirements
- Strong full-stack development experience (frontend + backend)
- Solid understanding of backend and database architecture
- Experience building dashboards, workflow systems, and APIs
AI & Automation Experience
- Practical knowledge of AI automation, OCR, or document parsing
- Experience working with LLM-based workflows is highly valued
- Ability to build and refine document extraction pipelines
Industry Experience
- Fintech, lending, payments, ERP, or accounting platform experience
- Familiarity with credit scoring, risk engines, or loan management systems
- Exposure to KYB/KYC, e-signature, or direct debit integrations
Working Style
- Ability to work independently in a fast-moving startup environment
- High ownership mindset with direct accountability for outcomes
- Comfortable working closely with the Founder and business team
About Fincure — Building UAE SME Lending Infrastructure
Join Fincure, a fintech startup building transaction-backed working capital infrastructure for UAE SMEs. The platform spans client onboarding, KYB/KYC, supplier payment and receivables financing, loan and facility management, AI-driven document extraction, and automated credit scoring — all designed to make SME lending faster, smarter and more accessible across the UAE market.
Builder Opportunity: Own core fintech infrastructure end-to-end with direct exposure to the Founder in a fast-moving, high-ownership environment.
Who Should Apply?
- Full-Stack Engineers: With strong backend and database architecture experience seeking fintech ownership
- Fintech Developers: From lending, payments, or accounting platforms looking for a builder role
- AI/Automation Engineers: With OCR, document parsing, or LLM workflow experience
- Startup Builders: Who want direct founder access and high ownership over a growing product
- ERP/Accounting Platform Developers: Looking to move into fintech credit and risk infrastructure
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